Taming Personal Debt is a practical guide to the first and most difficult step to financial health-getting out of debt. In a down-to-earth, straightforward manner this book shows the reader how to: face your debt pay off your debt in the most effective way save over 100,000 dollars in interest payments over your lifetime identify the most common areas of abuse and misuse and what to do about them analyze your spending habits prepare a budget that really works be an informed borrower Taming Personal Debt is an easy-to-understand, candid guide on how to get out of debt by someone who has been deep in debt.